Male Insurance Loss Adjuster with digital tablet inspecting damage to a car after a motor accident

Insurance Investigator, Loss Adjuster and Risk Surveyor

Insurance Investigators, Loss Adjusters and Risk Surveyors conduct investigations into insurance claims to ensure their validity, inspect and assess the damage and loss to insured properties and businesses, estimate insurance costs, and inspect insured properties to evaluate conditions affecting underwriting standards.

Overview

Insurance Investigators, Loss Adjusters and Risk Surveyors conduct investigations into insurance claims to ensure their validity, inspect and assess the damage and loss to insured properties and businesses, estimate insurance costs, and inspect insured properties to evaluate conditions affecting underwriting standards.

Day-to-day

  • examining scenes of incidents resulting in insurance claims to determine causes and effects
  • interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and preparing statements and reports
  • inspecting damaged buildings, equipment and motor vehicles and estimating the cost of repairs
  • estimating business losses resulting from fire, theft and other business disruptions
  • reporting the extent of damage and estimated costs to the insurer
  • inspecting property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices
  • evaluating the adequacy of security, fire and related systems
  • preparing reports and recommending action to reduce risks
  • compiling data which influence the determination of premium rates.

Considerations

  • requires driving
  • stressful.

Occupation snapshot
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$1,538 / week
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Stable
Apprenticeships may be available

To become an Insurance Investigator, Loss Adjuster and Risk Surveyor

  • You can work as an Insurance Investigator, Loss Adjuster or Risk Surveyor without formal qualifications, however, a Vocational Education and Training (VET) course in insurance, investigative services, financial services, loss adjusting or another related field may be useful.

    Find a Diploma or Certificate in General Insurance

Skills

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